Ben Franklin Quotes on Wealth and Success: Timeless Wisdom for Achieving Prosperity

Ben Franklin Quotes on Wealth and Success

Benjamin Franklin, one of the founding fathers of the United States, was not only a prolific inventor, statesman, and author, but also a keen observer of human nature and society. His insights on wealth and success have remained relevant and inspirational for generations since his time. Drawing from his own experiences and observations, Franklin crafted timeless adages and practical advice on achieving prosperity and well-being.

Among his most notable writings on the subject is “The Way to Wealth,” a collection of sayings and lessons taken from his popular yearly publication, Poor Richard’s Almanack. In this seminal work, Franklin highlights the significance of virtues such as diligence, frugality, and self-reliance in the pursuit of success and financial stability. His quotes serve as powerful reminders that hard work, practicality, and learning from experiences are indispensable cornerstones of lasting prosperity.

Through his numerous quotations on wealth and success, Benjamin Franklin imparts enduring wisdom that can be applied in our modern day lives. By heeding his practical advice and adopting the values he espoused, individuals today can continue to build a strong foundation for personal and financial growth.

Benjamin Franklin: A Multifaceted Man

Author and Inventor

Benjamin Franklin was a highly talented individual who excelled in various fields. As an author, he is known for his wit and wisdom-filled writings, such as the famous “Poor Richard’s Almanack.” These writings often contained valuable advice on wealth and success, such as “Diligence is the mother of good luck” and “Get what you can, and what you get hold, ’tis the stone that will turn all your lead into gold.”

As an inventor, Franklin is credited with several significant creations, including the lightning rod, bifocal glasses, and the Franklin stove. His innovative mindset contributed to his own wealth and demonstrated his belief in progress and self-improvement.

Politician and Statesman

In addition to his literary and inventive pursuits, Benjamin Franklin was also a skilled politician and statesman. He played a crucial role in the formation of the United States, serving as a diplomat and helping to draft the U.S. Constitution. His political insights can be seen in quotes like, “Those who would give up essential liberty to purchase a little temporary safety, deserve neither liberty nor safety.”

Scientist and Civic Activist

Franklin was also a respected scientist of his time, conducting experiments in various fields such as electricity and meteorology. His groundbreaking work on electricity earned him international recognition, highlighting his belief in the importance of knowledge and critical thinking.

As a civic activist, Franklin was deeply involved in improving his community. He founded institutions like the first public library in America and the first fire department in Philadelphia. His civic-mindedness is reflected in his quotes, emphasizing the importance of virtue and happiness, such as “I believe there is one Supreme most perfect being. […] I believe He is pleased and delights in the happiness of those He has created; and since without virtue man can have no happiness in this world, I firmly believe He delights to see me virtuous.”

Time and Wealth in Franklin’s Quotes


Benjamin Franklin understood the value of time and its strong relationship to wealth and success. In his acclaimed work, The Way to Wealth, Franklin emphasizes the importance of using time wisely. One of his most famous quotes is: “Early to bed, and early to rise, makes a man healthy, wealthy, and wise.

Franklin believed that time is a finite resource that should not be squandered. He asserted that wasting time negatively impacts one’s potential for wealth and success. In another quote, he mentioned: “Do not squander time, for that’s the stuff life is made of.

Efficient use of time was a key lesson in Franklin’s teachings. He urged his readers to always seek opportunities for self-improvement and productivity. His quote “Have you somewhat to do tomorrow, do it today” reminds us to avoid procrastination and seize the moment.


Franklin’s approach to wealth centered around the principles of industry and frugality. As he stated in The Way to Wealth, “Waste neither time nor money, but make the best use of both.” This quote encourages us to be mindful of our resources and avoid wasting them, in order to achieve wealth and success.

Another of Franklin’s notable quotes relating to wealth is: “Diligence is the mother of good luck.” This highlights the importance of hard work and persistence in the pursuit of wealth. He also mentioned that “God helps them that help themselves,” suggesting that taking personal responsibility and actively pursuing our goals is key to obtaining wealth.

In summary, Benjamin Franklin’s quotes on time and wealth offer timeless wisdom for achieving success in life. By recognizing the value of time, embracing hard work, and practicing frugality, we can strive toward a prosperous and fulfilling life.

Financial Wisdom from Franklin’s Aphorisms

Money and Debt

Benjamin Franklin, a polymath and a Founding Father of the United States, is well-known for his wisdom on various subjects, including wealth and success. One of his famous aphorisms states, “Beware of little expenses; a small leak will sink a great ship.” This quote highlights the importance of monitoring and controlling our expenses, even the small ones, as they may accumulate over time and lead to financial difficulties.

Another insightful Franklin quote on wealth is, “He that lives with hope will die fasting.” This phrase emphasizes the significance of having a realistic approach to money management, acknowledging that relying on hope alone will not bring financial success.

Saving and Investing

Franklin’s wisdom also extends to the realm of saving and investing. His popular saying, “A penny saved is a penny earned,” underscores the value of saving money. By being mindful of our spending habits, we can grow our savings, which in turn allows us to invest in more opportunities.

On the topic of investing, Franklin once said, “An investment in knowledge always pays the best interest.” This quote signifies that investing in education and self-improvement is one of the most rewarding ways to build wealth and success. The knowledge we gain can lead to better decision-making in various aspects of life, including our finances.

In conclusion, Benjamin Franklin’s aphorisms offer timeless advice on money management, saving, and investing. By heeding these wise words, we can work towards achieving financial success and living a prosperous life.

Personal Growth and Success Insights

Talent and Persistence

Benjamin Franklin believed that talent and persistence go hand in hand in achieving wealth and success. He famously said, “Diligence is the mother of good luck.” This quote showcases his belief in the importance of hard work and dedication in reaching one’s goals. Moreover, he emphasized the significance of believing in oneself and one’s abilities by stating, “God helps them that help themselves.”

Franklin considered passion and energy as driving forces behind success. It was his courage, hope, and persistence that enabled him to overcome challenges and achieve greatness. In essence, the development of talent is not enough for success; it must be combined with the determination to see things through and the will to keep going, even when the odds are against you.

Habits and Virtues

Franklin’s insights on wealth and success also revolved around the importance of developing good habits and virtues. He was a firm believer in the power of self-improvement, with his famous quote, “Well done is better than well said.” This statement highlights the value of executing one’s plans and ideas, rather than just talking about them.

He further emphasized the critical role of habits in a person’s success with his notable saying, “Early to bed and early to rise, makes a man healthy, wealthy, and wise.” By adopting disciplined routines and fostering positive habits, one can boost their chances of achieving success in life.

In conclusion, Benjamin Franklin’s insights on personal growth and success underscore the significance of talent and persistence combined with virtuous habits as key factors in attaining wealth and success. By embracing these principles and putting them into practice daily, individuals can optimize their chances of achieving their goals and dreams.

Franklin’s Lessons on Relationships and Society

Love and Friendship

Benjamin Franklin understood the value of love and friendship in one’s life. He believed that our relationships had a direct impact on our overall well-being and success. His quote, “A true Friend is the best Possession” (Poor Richard’s Almanack, 1744), reminds us that having true friends is more valuable than material possessions.

It’s important to nurture love and friendship by being a good friend ourselves. Franklin also advised, “What you seem to be, be really.” This encouragement to be genuine and honest in our dealings with others helps build a strong foundation of trust and love, ultimately leading to a more fulfilling and successful life.

Work and Business

Franklin also had insightful views on work and business. His famous saying, “No gains without pains” from Poor Richard’s Almanack (1745) speaks to the need for hard work and dedication in order to achieve success and wealth. He emphasized the importance of perseverance and patience in solving problems at work or in business.

One of his lesser-known quotes on money management is, “Beware of little expenses; A small leak will sink a great ship.” This teaches us to pay attention to small but significant details in our business and work lives. Minor problems can have a negative impact on our overall success and wealth if left unaddressed.

In conclusion, Benjamin Franklin’s lessons on relationships, society, love, friendship, work, and business offer valuable insights and guidance for leading a successful, wealthy, and healthy life. By applying these principles and learning from Franklin’s wisdom, we can improve our own lives and the lives of those around us.

Franklin’s Views on Life and Morals

Health and Happiness

Benjamin Franklin emphasized the importance of health and happiness in achieving success. He believed in the concept of temperance, advising people to “eat not to dullness; drink not to elevation.” This principle reflects the idea of moderation and balance in one’s life, allowing for an individual to focus on growth and progress (The Strive). Franklin’s advice also highlights the link between health and happiness, as a clear mind and a strong body help pave the way for success.

Morals and Ethics

Franklin held strong views on morals and ethics as a cornerstone of wealth and achievement. He encouraged people to speak wisely and beneficially, avoiding any unnecessary or trifling conversations (Big Think). This focus on communication not only fosters healthy relationships but also boosts one’s reputation, leading to greater opportunities for success.

Furthermore, Franklin argued that laws have little impact without a strong foundation in morality. He believed that individuals should support and contribute to a just and moral society. By doing so, they also contribute to their own well-being and rise in social standing (A-Z Quotes).

In summary, Benjamin Franklin’s views on life, health, happiness, and ethics are intertwined with his ideas on wealth and success. By practicing temperance, engaging in meaningful conversations, and upholding moral values, one can lay the foundation for a prosperous and fulfilling life.

The Legacy of Poor Richard’s Almanack

Significance in History

Poor Richard’s Almanack, a publication created by Benjamin Franklin, holds a unique place in American history. Franklin published the Almanack annually between 1732 and 1758 under the pseudonym Richard Saunders. The publication became one of the most popular in colonial America, and it left a lasting impact on the nation’s culture and values.

The Almanack included various content such as calendars, weather predictions, poems, and astronomical information. However, what distinguishes Poor Richard’s Almanack from other publications of its time were the proverbs and sayings that Franklin crafted. These aphorisms focused on themes like wealth, success, hard work, and time management. Many of these sayings have become commonplace in American culture and are still used today.

One famous proverb from the Almanack is “early to bed, and early to rise, makes a man healthy, wealthy, and wise.” This expression highlights the importance of discipline, daily habits, and routines in achieving success and wellness in life. Another classic quote is “God helps those who help themselves,” which emphasizes self-reliance and personal responsibility in making progress and attaining wealth.

In the genre of almanacs, Poor Richard’s Almanack stood out for its blend of practical advice, humor, and wisdom. Franklin’s wit and insight into human nature made his work enjoyable and accessible to a wide audience. Moreover, the Almanack’s promotion of values like industry, frugality, and education contributed to shaping the American ethos.

Throughout history, Poor Richard’s Almanack has been recognized as an essential part of America’s literary and cultural heritage. It showcases Benjamin Franklin’s talent as a writer and thinker and continues to offer timeless wisdom that inspires readers to this day.

Franklin’s Contributions to Education, Liberty, and Taxation

Benjamin Franklin, one of America’s founding fathers, had a significant impact on various aspects of American society, including education, liberty, and taxation. As a passionate believer in the importance of education, Franklin took it upon himself to learn foreign languages, such as French, Italian, and some Spanish. He also educated others while promoting the value of knowledge and its role in building a successful and democratic society.

In terms of liberty, Franklin played a crucial role in the American Revolution, advocating for independence from England. He was the only founding father to sign all four key documents that established the United States, including the Declaration of Independence and the Treaty of Alliance with France. This demonstrated his unwavering commitment to freedom, democracy, and the pursuit of happiness for all citizens.

Despite his accomplishments, Franklin remained humble and focused on the greater good rather than personal wealth. His quotes on success and wealth, such as “An investment in knowledge always pays the best interest,” emphasize the role of education and diligence in achieving prosperity. This understanding of wealth and virtue also extended to his views on taxation.

Franklin was a proponent of a fair and effective taxation system, understanding that taxes were essential for funding public services such as education, safety, and infrastructure. He believed in maintaining a balance between citizens’ rights to amass personal wealth and their responsibility to contribute to society. To this end, he worked on various economic policies and systems that would ensure a productive and equitable society.

Throughout Franklin’s life, he made significant contributions to American society, focusing on the importance of education, liberty, and an effective taxation system. His wisdom and insights continue to influence modern policies and systems, illustrating his enduring legacy as a founding father, innovator, and statesman.

Ben Franklin’s Quotes in Modern Society


Benjamin Franklin, one of the founding fathers of the United States, has left a significant mark not only on politics and science but also on the concepts of wealth and success. Through his various writings, including his famous Poor Richard’s Almanack, Franklin provided timeless wisdom that still resonates today. In the world of news and biographies, Franklin’s quotes have an influence on the understanding of wealth, success, and personal growth.


Given the constant technological advancements and changing economic scenarios, it is natural to question the relevance of Franklin’s quotes in today’s society. However, many individuals and organizations still refer to these timeless pieces of advice, emphasizing their value even in the era of ebooks and digital content. For example, popular choice awards highlight Franklin’s quotes as insightful tools for navigating modern life, entrepreneurship, and financial wellness.

One such notable quote is: “Beware of little expenses; A small leak will sink a great ship, as Poor Richard says; and again, Who dainties love, shall beggars prove; and moreover, Fools make feasts, and wise men eat them.” This quote encapsulates the importance of monitoring small spending habits and making wise financial choices to avoid potential disaster.


In modern society, Benjamin Franklin’s ideas on wealth and success can be applied in various ways:

  • Budgeting: Maintaining diligent control over personal or business finances and curtailing unnecessary expenses.
  • Investing: Wisely investing a portion of one’s income, maintaining a long-term financial planning approach.
  • Debt management: Prioritizing the repayment of debts and understanding the consequences of falling into a debt trap.
  • Time management: Valuing time as a precious resource and using it effectively as “Lost Time is never found again.
  • Personal growth: Focusing on continual self-improvement, as Franklin said, “Without continual growth and progress, such words as improvement, achievement, and success have no meaning.

By understanding the relevance and application of Benjamin Franklin’s quotes in the modern era, readers can gain insights into how these principles offer guidance in the pursuit of wealth, success, and personal growth. Despite the passage of time and advancements in technology, Franklin’s insights remain remarkably applicable to people of all ages and walks of life.